About us

FinchTrade is a crypto liquidity provider and infrastructure partner for B2B platforms. We supply the pieces businesses need to handle crypto without absorbing the operational, regulatory, and capital costs of building it themselves.

FinchTrade AG is incorporated in Zug, Switzerland, and operates as a financial intermediary supervised by VQF, a self-regulatory organisation recognised by FINMA. Our platform is certified to ISO/IEC 27001 and ISO/IEC 27701. We use Fireblocks and Inabit for custody, with all addresses whitelisted under MPC technology.

Who we work with

We serve B2B platforms with consistent flow and a real business reason to move crypto: payment service providers, OTC desks, custodians and wallets, payroll and treasury platforms, family offices, regional exchanges, brokers, BaaS providers, marketplaces, and accounting software.

What we provide

Liquidity. Deep order books across major digital assets, sourced from connected exchanges and OTC desks. Clients access this through GUI, REST/WebSocket API, or a Telegram bot interface (available on request). All channels execute at competitive spreads.

Settlement. Post-trade fiat and crypto settlement across SEPA, SEPA Instant, SWIFT, BLINC, ACH, Fedwire, FPS, and CHAPS, plus blockchain transactions on every major network. Typical settlement is around 30 minutes for crypto and within hours for fiat — indicative averages, not contractual service levels. Actual timing depends on rail, network conditions, and counterparty.

Custody and operational infrastructure. Whitelisted addresses, MPC custody via Fireblocks and Inabit, and ISO/IEC 27001 and 27701 certifications. Partners can choose a non-custodial model where they retain control of funds and only send them to settle, or a custodial model where balances sit with us for capital efficiency.

Regulatory cover for specific activities. FinchTrade AG operates as a financial intermediary supervised by VQF in Switzerland. Where partners need to operate under our regulatory perimeter rather than build their own, we can structure that — within the limits of what our licence covers.

What we don't provide

FinchTrade is not MiCA-compliant and is not FCA-authorised. Our services are not available to retail clients in the UK, US, EU, or other restricted jurisdictions. We do not act as a contractual market maker. We do not offer leverage or margin trading in the consumer sense. We do not custody funds for end users on behalf of partners unless a specific custodial arrangement is agreed.

If your business model requires any of those, we'll tell you upfront and either suggest an alternative structure or refer you elsewhere.

How partners use us

1

Managed liquidity infrastructure

You operate a platform with multiple clients, and we provide the back-end liquidity, settlement, and reporting. You manage your own client relationships; we manage execution and post-trade.

2

Embedded crypto liquidity

You add crypto features to an existing product — a wallet, a payments flow, a treasury tool — and pull liquidity from us via API. Your users never know we're there.

3

Regulated crypto access

You want to offer crypto features but don't have a licence, and building one is too slow or expensive. We work with you on a structure where your clients access crypto through our regulated entity.

Each pattern has its own use cases, integration model, and commercial structure. The Solutions section explains each in detail.

Why partners choose FinchTrade

Three reasons we hear most often.

Speed to revenue. Partners go live in 1–5 days under our automated onboarding, against months for licensing and infrastructure builds.

Capital efficiency. We don't require 100% pre-funding. Trading limits start at 100K EUR with 0–30% partial collateral, depending on the relationship. Capital that would otherwise be locked across operational accounts stays available.

Coverage of corridors that competitors avoid. EUR liquidity is our home market. We also handle EUR-to-local conversions across African, LatAm, and UAE corridors via stablecoin rails. If your flow includes those corridors, the alternatives are usually slower and more expensive.